Locy Ventures
Benefit Engineering
Engineering Better Decisions Through Independent Intelligence.
Who Are We
Better decisions create better outcomes.
Locy Ventures is building independent decision intelligence to help organizations make more informed, transparent, and defensible financial decisions.
We begin with employee benefits because they represent one of the largest financial decisions organizations make every year—and one of the greatest opportunities for improvement.
Our work starts with Benefit Engineering™, an evidence-based methodology that transforms independent intelligence into better decisions.
That methodology powers four complementary systems that work together throughout the decision process.
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How Benefit Engineering™ Works
Better employee outcomes begin with better benefit decisions.
Traditional benefit decisions often rely on market practices, benchmarks, and assumptions. Benefit Engineering™ introduces an evidence-based methodology for designing, evaluating, and continuously improving employee benefits.
We begin within Supplemental Health, starting with employer-sponsored Accident Coverage.
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How We Improve Decisions
One integrated system. Four proprietary Systems.
Better decisions. Better outcomes.
Better decisions don't happen by accident.
Benefit Engineering™ brings together four complementary methodologies that work together to improve decision quality, strengthen financial protection, and create better long-term outcomes.
One Methodology. Four Proprietary Systems.
Benefit Engineering™
The evidence-based methodology that determines what should be built.
BenefitScope™
Organizes and analyzes the intelligence needed to support every recommendation.
Financial Protection Intelligence™
Measures how well benefit decisions actually protect employees financially.
VBGS™
Provides the governance, documentation, and accountability needed to make decisions transparent, explainable, and repeatable.
Together, these systems create Decision Confidence™—independent, validated, and defensible decisions that lead to better outcomes.
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A note from John
I believe every working American should someday have two complementary portfolios: a Financial Portfolio and a Benefit Portfolio.
For decades, the financial industry has helped people build wealth through investing, saving, and long-term planning. Yet far less attention has been given to protecting that wealth from life's unexpected financial risks—including illness, injury, disability, and healthcare expenses.
I believe financial protection deserves the same discipline as financial planning.
Locy Ventures exists to help build that future.
Let's Start a Conversation
Whether you're an employer, broker, carrier, consultant, technology company, or investor, we'd welcome the opportunity to learn more about your goals and explore whether we're the right fit to work together.